月份:2019年8月

The new Volkswagen Tournament was released or debuted in early 2020

A few days ago, overseas, I exposed a set of effect maps of the new Volkswagen Atla (the domestic version of SAIC Volkswagen Tournament) according to the media. Compared with cash models, the design of front and rear lights and central network has been adjusted. It is reported that the new car is expected to appear in early 2020.
From the exposure effect chart, the new Volkswagen Atla has been designed and adjusted in both front and tail, but it uses a completely new design of headlamp set, the style of the central network has changed, and both sides of the fog lamp may be integrated into the main lamp.
On the tail side, the shape of the lamp group has also been adjusted, and other changes are not obvious. At present, there are no pictures of the interior changes of the new car, but as a modified model, the new car will continue to be designed for sale, but it is expected to upgrade the multimedia entertainment system.
In terms of power, the new car will continue to carry a 2.0T/3.6L V6 engine, the former with a maximum power of 238 horsepower, the latter with a maximum power of 280 horsepower. The transmission system matches an 8-speed automatic transmission and provides four-drive system for selection. Domestic Volkswagen Tournament is expected to be upgraded by the end of this year or early next year.

佛山桑拿

Lexin’s second quarter revenue of 2.5 billion yuan rose 22.2% year-on-year.

By the end of the second quarter of 2019, Lexin households had broken through 50 million, reaching 50.2 million, up 71.7% from 29.2 million in the same period last year; the number of credit-granting households was 13.5 million, up 50.7% from 8.9 million in the same period last year; the number of active users was 4.1 million, up 51.9% from 2.7 million in the same period last year;
Tencent News “Front Line” Wang Pan
On August 30, Beijing Time, China Financial Technology Enterprise Letter (NASDAQ: LX) released its unaudited financial performance in the second quarter of 2019. Thanks to the new consumption platform strategy, Lexin households grew strongly, with revenue of 2.5 billion yuan, an increase of 22.2% over the same period last year, showing double-digit growth for seven consecutive quarters since listing.
According to the financial report, Lexin has raised its annual trading scale from 90 to 100 billion yuan (the same below) to 115 billion yuan.
By the end of the second quarter of 2019, Lexin users had broken through 50 million, reaching 50.2 million, up 71.7% from 29.2 million in the same period last year; the number of credit-granting users was 13.5 million, up 50.7% from 8.9 million in the same period last year; the number of active users was 4.1 million, up 51.9% from 2.7 million in the same period last year; and the number of new active users increased by 1.3 million in a single quarter, up significantly from 514 million in the same period last year. It’s 153% long.
User growth has led to a substantial increase in the size of Letterman’s business. In the second quarter, Lexin platform contributed to borrowing 26 billion yuan, up 57% from 16.6 billion yuan in the same period last year, and the loan balance was 40.6 billion yuan, up 64.5% from 24.7 billion yuan in the same period last year. Asset quality performance remained stable, with the overdue rate of 1.49% over 90 days.
In the second quarter, Lexin recorded revenue of 2.5 billion yuan, an increase of 22.2% over the same period last year of 2.04 billion yuan; gross operating profit of 1.1 billion yuan, an increase of 26.6% over the same period last year of 870 million yuan; non-GAAP EBIT of 776 million yuan, an increase of 28.8% over the same period last year of 602 million yuan, net profit of 628 million yuan, with one-time deferred post deducted from the same period last year. Net profit after tax increases by 34%.
Based on this growth momentum, Lexin is expected to increase its borrowing amount to more than 115 billion yuan, a 74% increase compared with the total amount of 66.1 billion facilitated borrowing last year. At the beginning of the year, the company’s total amount of facilitated borrowing is expected to be 90-100 billion yuan, which is 25 billion yuan higher than the lower limit of the previous value.
Financial technology revenue is still the fastest growing part of Lexin. In the second quarter of 2019, Lexin’s revenue from financial technology through its services to various financial institutions reached 1.2 billion, up 148% from 490 million in the same period last year.
In addition, the second quarter results show that the GMV of Philadelphia Mall reached 1.9 billion, an increase of 24.1% over the same period of last year’s 1.5 billion, significantly ahead of the growth rate of total retail sales in the same period (8.4%).
Lexin CEO Xiao Wenjie said, “We are very happy to see that the new consumer platform strategy has brought us strong user growth. Since this year, around the consumption needs of high-quality and high-growth groups, Lexin’s new consumption platform strategy in three aspects of scenario, finance and equity is building a broader ecological system. Through the brand-new rights and interests consumption platform Leka', Lexin connects a large number of high-quality head businesses, provides various kinds of consumer rights and interests for new consumers, and creates asuper member’system empowering both ends. We also provide users with staged consumption services in a broad offline consumption scenario through `Lehua Card’. It improves the scenario advantage and the ability to get visitors.
“The strong growth in the second quarter proves the great potential of the new consumption platform strategy. We have every reason to believe that the technology accumulation and reserve of Lexin in artificial intelligence and big data in the past six years can provide all-round new consumer services for millions of users and support Lexin to step up to a new level of transaction scale of hundreds of billions. Xiao Wenjie said.
AI Anti-fraud Ability Improvement
In the second quarter of 2019, Lexin spent 99.7 million yuan on R&D, an increase of 27% over last year. In the listed financial science and technology enterprises, Lexin financial science and technology investment intensity, R&D personnel proportion, are in the leading position. In July 2019, Lexin won the Best Credit Technology Project Award of China for “Asian Bankers” in 2019.
Through big data and AI technology, Lexin improves efficiency and reduces risks in commodity recommendation, wind control and operation. At present, Lexin has made progress in many machine learning applications such as complex network, receiving address clustering analysis, LBS information clustering analysis, user behavior sequence analysis, public opinion analysis and so on.
At present, Lexin Intelligent Wind Control Engine “Eagle Eye” order automation audit rate reached 98%, large-scale small financial assets processing technology platform “wormhole” financing matching success rate reached 93%. In the second quarter, the negative rate of Lexin over 90 days was 1.49%.
In the second quarter, Lexin reached cooperation with more financial partners. At the Partnership Conference held in that quarter, Lexin signed strategic cooperation agreements with dozens of large state-owned banks, insurance companies and consumer finance companies, including ICBC and Minsheng Bank. The cooperation covers many fields, such as financial science and technology, intelligent marketing, etc. 。 At present, the number of Lexin’s financial partners has exceeded 100. In the second quarter, nearly 80% of the new lending on the Letterman platform came from financial institutions.

佛山桑拿

Airline meals have shrunk dramatically and passengers’interests should not be overlooked.

Recently, many airline passengers have reported that since August, when they take domestic flights, they clearly feel that the quality of meals and service provided by airlines has been seriously reduced, whether in economy or business class. “Airplanes at 7:30 a.m. in the morning will issue several packages of snacks to deal with it,” and “Business class now eats, It’s not enough to plug the gap between the teeth, “even some netizens sunned it out, and only five pieces of fruit and two pieces of snacks were distributed in their business class.
In response, the airline explained that the “shrinkage” of airplane meals was related to higher requirements for flight safety put forward by the regulatory authorities.
According to the relevant system, these airlines cut the operation of aircraft meals is justifiable, there is no violation.
On October 16, 2012, the Civil Aviation Administration issued document 96, Opinions on Strengthening the Safety Management of Passenger Cabin, which requires that the service standards established by airlines should take full account of the completion time of crew members. The flight attendant can only perform safety duties within 20 minutes after takeoff and 30 minutes before landing. Under this regulation, the service time of flight attendants will indeed be shortened, especially the catering service procedure will be affected.
In line with this line of thought, the relevant airline interpretation is indeed compliant. But the public does not buy it, and many people also react against it. Now the general trend of all industries is “service upgrading”. At present, airfares have not been significantly reduced, and “degrading (food quality) without price reduction” is equivalent to service degrading. The voice of the airlines is undoubtedly worth facing up to.
In fact, before and after the introduction of document 96, the public has long expressed dissatisfaction and doubts about the phenomenon of simplification or cancellation of meals in some airlines. It is also reasonable that the collective action of several airlines coincided with each other because of the “excessive” action, which once again aroused strong public reaction.
Public discontent and doubts mainly come from simple horizontal and vertical comparisons.
Horizontally, compared with the meals of foreign airlines, domestic airlines’meals often make passengers feel that there is room for improvement. Now, without further improvement and simplification without clear price concessions, some passengers feel deprived. There are already strict requirements for security, and it is doubtful to explain the shrinkage of services.
It should be pointed out here that overseas airlines are less likely to cancel meals due to more cross-border routes and longer voyages. A simple comparison may not be appropriate.
But now, the public in the analysis of the meal shrinkage incident, more from the negative side of speculation – such as the main purpose of reducing costs, rather than from a positive understanding of the company’s “more stringent security” intention, the emotions behind can not be ignored.
Although airlines have the autonomy to operate and the freedom to take action to safeguard their safety, in this process, they need to respect the passengers’right to know and feel as much as possible, and communicate fully with passengers and the public. It’s hard to say enough simply to say “in accordance with the regulations of the regulatory authorities”.
Many airlines are based on document No. 96, the essence of which is people-oriented, requiring a satisfactory balance between safety and service. In other words, cabin safety should be guaranteed and service level should not be affected, which also includes meal service and related communication and interpretation work.
Airplane meals seem trivial, but the handling and response to them can truly reflect the company’s service concept and attitude, not to be neglected.

佛山桑拿